F&Q

Answers to all your insurance-related questions in one place, simplifying your journey to comprehensive coverage.

Premiums

The amount policyholders pay to the insurance company for coverage.

Deductible

The out-of-pocket amount the policyholder must pay before the insurance coverage kicks in.

Exclusions

Specific events or circumstances that are not covered by the insurance policy.

Coverage

The specific risks and events that the insurance policy protects against.

Policy Limit

The maximum amount an insurance policy will pay for a covered claim.

Claims

The process of filing a request for compensation when a covered event occurs, and the insurance company assesses the validity of the claim and provides reimbursement if approved.

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